A tier 2 report satisfies minimum statutory requirements, describes an investigator's observations, summarizes witness information, and provides additional details that are relevant to insurance claims. These reports typically involve insured properties, where the products or circumstances involved in the ignition or spread of the fire/explosion is beyond the statute of repose. Use this report when an insurance claim has been filed, but subrogation is not likely. Do not use this report for any incidents involving an injury, fatality, or criminal offense.